IFA Direct Home

Behind the scenes at IFA Direct Home

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Steve Garbett

It might be Friday, but we are still working hard in the office on your behalf at the RMT Group. Introducing Steven Garbett who is our top telephone co-ordinator for making appointments to help people reduce their pension charges through IFA Direct Home.

Jeff Bertrand

The RMT Recruitment brand is part of the RMT Group helping source clients searching for a new career in the UK and overseas in the financial sector. Introducing Co-founder Jeff Bertrand at RMT Recruitment office who extends and assists the recruiting arm adding a competitive advantage by sourcing, recruiting and hiring top level talent for it’s clients.

Charlotte Till

We know who is BOSS at the RMT Group in the office… spot the coffee mug.

ryan e. mellor

Ryan Mellor Co-founder of the RMT Group has been busy this week connecting with IFA’s across the UK to join us in business to business.

At IFA Direct Home we help to arrange appointments for our clients to meet with a registered financial adviser about pensions, mortgages and any other personal finance queries they may have.

Ryan Mellor, Co-founder at IFA Direct Home

If you are a financial advisor and you would like to work with us, please visit RMT Direct Leads.

RMT Direct Leads

RMT Direct Leads Launches IFA Direct® Mortgage Appointments

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London (PR FIRE UK) 25 August 2015 – RMT Direct Leads, the leading financial services appointment making firm, today announced the launch of a new call centre product – IFA Direct® Mortgage Appointments. Ryan Mellor, Co-founder at RMT Direct Leads stated that the demand for its products remained very strong from the 20,000 IFAs that work in the UK offering financial advice.

The appointment making firm has been providing pension appointments for almost 3 years now with great success. RMT Direct Leads has grown with over 30+ IFA firms using its services. Current conversion rates hover around 70-80% for IFA Direct ® Pension Appointments.

IFA Direct® Mortgage Appointments targets existing mortgage holders and the appointments are generated as a by-product of the main pension campaign. Although the conversion rates are expected to be lower than pension appointments at only 30% – the price is also set much lower at only £125+ VAT per appointment.

Ryan Mellor Sales Director and Co-founder at RMT Group said  “Now would be a perfect time  before interest rates start to move up to sit down with an IFA to review your mortgage, particularly if you have a variable rate as there are some great fixed rate deals out there ”

A professional telemarketer calls from IFA Direct using an initial call to explain the benefits of a mortgage review.  Clients are then referred to its financial advisor members.

Book Now. Pay Later.™ payment scheme will also be available for Mortgage Appointments. The scheme reduces delivery risk and increases cash flow for the IFA by only charging when the appointment is takes place.

About RMT Direct Leads

RMT Direct Leads is a leading financial services appointment making firm based in London. Since its inception in 2012 RMT Direct Leads has been helping customers benefit from its call centre technology by providing cost-effective quality appointments and online services. The online services include generating IFA and Pension Leads at a local level.

Ryan Mellor, Co-founder at IFA Direct Home

If you are a financial advisor and you would like to work with us, please visit RMT Direct Leads.

IFA Direct Home

IFA Direct Home Launches New Look Website

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ifa direct

IFA Direct Home the leading appointments making firm that connects people to regulated financial advice today revealed its new look website that is in keeping with other websites within the RMT Group.

The website generates retail appointments for financial advisors that specialise in giving advice for pensions and mortgages.

The re-launch of the website coincides with a new product – IFA Direct Mortgage Appointments. Other new features include a link to eKomi  – the German feedback company that collects real customer reviews.

This allows  clients who have sat an appointment with an IFA Direct Home financial advisor to write a review. This is then published on the homepage of its new look website.

Ryan Mellor, Co-founder at IFA Direct Home

If you are a financial advisor and you would like to work with us, please visit RMT Direct Leads.

IFA Direct Home

5 Steps to Choosing an IFA

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IFA

Since 31st December, 2012, IFAs have been split into two different categories: ‘independent’ financial advisors and ‘restricted’ advisors. The advisor will need to tell you before your consultation whether they offer whole of market or ‘restricted’ advice, respectively.

Many advisors can offer a complete range of financial products and providers available and are called ‘independent advisors’. But many other advisors have chosen to offer ‘restricted advice’ and will focus on a limited range of products. Both independent and restricted advisors must complete the same qualifications and meet the same standards to ensure they are providing suitable advice. In any case,
all financial advisors have to be approved or authorised by the Financial Conduct Authority (FCA). At IFA Direct we work with both types.

The role of both ‘independent’ and ‘restricted’ financial advisors is simply there for you to reach your financial objectives. They do this by looking at your financial situation and compile a picture of where you want your finances to be in the future. In the process they will look at your finances becoming more tax-efficient by looking into your pension plans, savings, investments, insurance cover, loans, and mortgage.

1. What can an IFA do for you
Nowadays more and more of us are taking our finances into our own hands and educating ourselves through online websites instead of looking to others for help. It might seem that paying out for a financial advisor is unnecessary. But while teaching yourself about finances can only ever be a good thing, some areas of finance can still be extremely difficult – and best handled by a professional. This is where an IFA can come in, bringing with them essential knowledge and expertise in order to help you make the best decision possible.

IFAs can advise on:
Pensions/retirement planning
Mortgages/equity release
Investments
Savings
Protection
Tax-efficiency

It may also be good to know that if your IFA gives you advice that turns out to be ‘bad’ advice, i.e. hinders your ability to reach your financial objectives rather than improving your prospects, the IFA will be accountable. You can claim compensation from the Financial Ombudsman if things do not work out.

2. What to look for
They need to hold an FCA-recognised Diploma in financial planning and also hold a current and valid Statement of Professional Standing (SPS) which must be renewed each year. They must have a minimum of one year’s supervised or three years’ unsupervised experience within Financial Planning. Finally, they need to be regulated by the FCA which you can check by searching for them on the FCA register.

3. Use a service like IFA Direct
IFA Direct will arrange for you to have a short conference with an IFA in person. This will usually be free of charge as you are only testing the water and will need to interview your IFA at any rate before they start work for you.

4. Interview before you commit
Before picking an IFA you should arrange to have a short meeting with them to meet them, get to know them a little, and scope out the sorts of ways they might be able to help you. Make sure you have to hand all your current financial information such as paperwork for your pension, mortgage, savings, investments, protection policies and have a clear idea in your head as to what you want your IFA to do, and what your financial goals are.

5. Negotiate on cost
The ‘Retail Distribution Review’, the biggest shakeup in finacial services in a generation, means that from January 2013 there are new rules in place to simplify how you pay for financial advice. Now both ‘independent’ and ‘restricted’ financial advisors will have to inform you of what their fees are. Thus leaving room for you to compare and even negotiate their fees.

You won’t necessarily need to pay an up-front fee, as advice on transferring a pension for example, the fees could be deducted from the principle. However you will need to agree what fee(s) you would be liable to pay if you go ahead with the advice. In the long run this should prove more economical than IFAs taking commission from
your investment, which will only make the system become more transparent.

Ryan Mellor, Co-founder at IFA Direct Home

If you are a financial advisor and you would like to work with us, please visit RMT Direct Leads.

IFA Direct Home

How to Start a Pension

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pensions

Are you looking to set up a pension? Here is some basic information on getting started from IFA Direct Home!

You have two main options available, a personal pension and a workplace pension. The best way to ensure you will have enough money to live on throughout your retirement years is by saving money regularly during your working life.

Setting up a personal pension can be done through banks, building societies and life insurance companies. It would be advisable to speak to an IFA about your options which will cost you around £600 to set up a personal pension.

You can save as much as you want in a personal pension, although you can only get tax relief up to £40,000 per year or a maximum of £1.2 million. The UK Government tops up the pension for you by giving you tax relief on the amount you pay into a pension. This will not affect your entitlement to the basic state pension.

Remember to shop around and take your time before making any financial decision. This includes choosing the right pension plan for your personal circumstances.

Once the pension is set up, you then control how much money you  put into the account every month.  Although it would be sensible to check to see if there is a minimum amount to be paid into the fund each month in case your circumstances change.

At IFA Direct Home we arrange appointments with regulated financial advisors who are experts in helping its clients reduce excessive management fees and are also advised on the best flexible pensions that meet the latest government rulings.  Make sure you check what annual management charges (lowest rates around 0.5%) you will have to pay so that when you start, you start  off on the right foot. Charges could include administration fees, transfer fees, inactivity fees, management or penalties if you miss a payment.

Blog by Social Media Manager Donna Phillips at RMT Group

If you are a financial advisor and you would like to work with us, please visit RMT Direct Leads.

IFA Direct Home

RMT Direct Leads Reaches £60 Million in Pension Review Appointments

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rmtdirectLondon (PRWEB UK) 9 July 2015 – RMT Direct Leads the UK’s leading financial services appointment making firm, today announced that they have booked in excess of 2,300 pension review appointments totaling £60 million worth of potential pension transfers for appointments that took place.

This achievement underscores RMT Direct Leads key role in becoming the UK’s number one supplier. “Reaching £60 million is a great milestone. We are very pleased that our customers have recognised the value of our service and it is the results of our commitment to customer service that has enabled us to reach this milestone,” stated Ryan E Mellor, Co-founder at RMT Direct Leads .

RMT Direct Leads has been involved in generating pension review appointment setting since the start of 2013 and has grown to some 30+ IFA firms. The average pension pot size is £41,619 over this period and IFAs report a 70-80% conversion rate for the pension review appointments.

RMT Direct Leads is in a great position to expand further and has recently launched IFA Direct ® Business Appointments. “So long as we can continue to deliver a good service, we are definitely on our way to achieving 200 appointments per month,” added Ryan E Mellor, Co-founder at RMT Direct Leads.

The pension review appointments target individuals aged 35-55 with data sourced from major comparison websites. RMT Direct Leads uses an initial call to explain the benefits of a pension review to generate interest through reducing annual management charges or transferring into a flexible pension scheme that allows full access to the pension from the age of 55. In a second call, clients that request a review of an existing pension are confirmed and then referred to its financial advisor members.

Feedback from the IFAs who use RMT Direct Leads service conducted in February of 2014 found that 88% of its IFAs were satisfied with the service offered by RMT Direct Leads.

In addition, recent feedback from the end users conducted immediately after their first appointment with the IFA, stated that 94% of its pension review appointment clients were satisfied with their appointment.

IFAs interested in learning more about pension review appointments can visit http://www.rmtdirect.com or should contact Ryan Mellor at 0203 468 4215 for more information.

About RMT Direct Leads
RMT Direct is a leading financial services appointment making firm based in London. Since its inception in 2012 RMT Direct Leads has been helping customers benefit from its call centre technology by providing cost-effective quality appointments and online services. The online services include generating IFA and pension leads at a local level.

Submitted to PR Web

Ryan Mellor, Co-founder at IFA Direct Home

If you are a financial advisor and you would like to work with us, please visit RMT Direct Leads.

IFA Direct Home

Introducing Donna Phillips Social Media Manager at RMT Direct Leads

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donna phillips
Social Media can be a minefield to many, but has always been of keen interest to our dynamic Social Media Manager Donna Phillips who has been working with different companies throughout the UK for several years now.
Donna developed many specialised skills in all types of industries during the past five years in business.  Through hard work and determination she has built up a vast network of contacts, which she utilises through her unique and varied social networking skills to share on platforms including Facebook, Twitter, LinkedIn, Instagram and many more.
Donna has always been lucky enough to work with a diverse number of genres and talented individuals within the film, arts, music, investment, property and recently financial sectors.  Since joining RMT Direct Leads in September 2014, listening carefully and working alongside the IFA Direct Home Telemarketing Team,  Donna has learnt more about the financial industry and has discovered just how much it affects so many people across the UK.
As the newly appointed Social Media Manager, Donna Phillips is raising the  company profile and creating awareness of how an IFA can help save individuals and businesses across the UK save money.
The solution is to contact Donna via our Facebook, Twitter and LinkedIn company platforms with any queries or contact our friendly, professional staff today on 020 3468 4215.
We can help arrange an appointment with a professional IFA in your area, you have absolutely nothing to lose and everything to gain.

 

About IFA Direct Home
IFA Direct Home is part of the RMT Group  and is a collective of FCA regulated advisors who specialise in helping people who need regulated Financial Advice. IFA Direct Home is now established as one of the largest suppliers of high quality appointments to Independent financial advisors, generating appointments and leads for around 50 IFA firms across the UK.

IFA Direct Home

Retail Distribution Review Ends Financial Advisor Del Boy image

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del boy

Without the Retail Distribution Review (RDR), it is unlikely that IFA Direct would ever exist as a service.  RDR,  is arguably  one of the greatest overhauls of financial regulation for more than a quarter of a century. I’ll explain why?

The most visible change is that it has introduced a fee for financial advice. Historically IFAs relied on a commission paid from product providers. Regulators took the view that this could give rise to some to a conflict of interest as some providers offered much higher commissions.

RDR has leveled the fees received  to an IFA, so no what matter what product the IFA recommends. If its pension advice then it could be changing that old fashioned pension contract to a new flexible pension that complies with the new pension legislation or to a pension scheme with much lower annual management charges.

Specifically, RDR aims to ensure that, as the client of a financial adviser, you:

  • are offered a transparent and fair charging system for the advice you receive;
  • are clear about the service you receive; and
  • receive advice from highly respected professionals with a degree equivalent qualification;

The changes should end an apparent “Del Boy” perception of the financial advice industry by members of the general public. A survey from financial planning business rplan recently found that the market trader from Only Fools and Horses is the fictional TV character that people believe best personifies IFAs and financial advisers.

Having come into effect on 31 December 2012, the requirements of RDR now apply to every adviser across the retail investment market, including wealth managers, stockbrokers, independent financial advisers,  as well as banks and other providers of financial products.

The changes no doubt were instrumental in IFA Direct success as a service introducing regulated advice as they  have improved customer confidence – and people need to feel that they are getting a service from their financial adviser that is relevant to their circumstances and in their best interests. – and not to Del Boy!

Ryan Mellor, Co-founder at IFA Direct Home

If you are a financial advisor and you would like to work with us, please visit RMT Direct.

IFA Direct Home

RMT Direct Leads Launches Business Appointments for Financial Advice

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RMTDIRECT

Financial services agent RMT Direct Leads has unveiled its new business appointments service – linking advisers with potential new clients.

The appointments booking firm links customer queries to experts in the local area and has seen strong growth in its home appointments for pensions advice.

They have now launched IFA Direct Business Appointments, a call centre that contacts businesses offering pensions advice, tax planning, insurance and other vital services for businesses.

Prospective clients and then linked with their own network of financial advisers around the country who pay the firm for the lead.

RMT Direct Leads co-founder Ryan Mellor said that demand for it’s products remained very strong from the 20,000 IFAs that work in the UK offering financial advice.

‘There is a really high conversion rate for IFA Direct Home Appointments and we’re confident that this will also be the case with our new business appointments service,’ Ray added.

The appointment making firm has been providing IFA Home Appointments for almost three years. More than 30 companies around the UK now uses it’s services.

Their own data shows that current conversion rates from leads generated online that then make appointments at home are around 70 to 80 per cent.

IFA Direct® Business Appointments target directors, owners and senior managers of firms that employ at least 10 people.

A professional telemarketer calls from IFA Direct Home using an initial call to explain the benefits of a financial review in the following areas – personal pensions, auto enrollment, business insurance, mortgage reviews, inheritance tax planning and bloodline planning. Clients are then referred to it’s financial advisor members.

The Book Now Pay Later payment scheme will also be available for Business Appointments. The scheme started in 2013 reduces delivery risk and increases cash flow for the IFA by only charging when the appointment is made.

Submitted to PR Fire

Ryan Mellor, Co-founder at IFA Direct Home

If you are a financial advisor and you would like to work with us, please visit RMT Direct Leads.

IFA Direct Home

Ryan Mellor at IFA Direct Home Gives you 10 Reasons to use an IFA

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Ryan Mellor IFA Direct
Ryan Mellor at IFA Direct Home gives 10 reasons to use a IFA Direct Home  financial advisor

Financial advice is not just for the wealthy – anyone and everyone should use a financial advisor. Buy why? Its hard to quantify the benefits of financial advice, so Ryan E. Mellor of IFA Direct Home has complied 10 testimonials over the past year during 2014/2015.

How did we do this? Ryan E. Mellor of IFA Direct Home asked the following question to clients that had just taken an appointment with an IFA Direct  Home advisor.

What do you like about IFA Direct Home’s service?

1. Easy to do, results will follow. Martin Roberts

2. Professional punctual informed. Chris Pearson

3. Ability to meet me at work and at a time suitable to me.
Andrew English

4. Without the phone call from IFA direct Home it is unlikely I would have done anything about my pension. Peter Neil Simmonds

5. Performance, speed you are dealing with my request the pension advisors knowledge of the current market and his advice is honest and in my best intrest given my health situation. I have no complaints about the service I’m receiving it’s excellent.
Shaun Bartley

6. The outstanding thing for me was your customer service. Angie Murray of IFA Direct in particular was most helpful and patient. A credit to your company. Andrew Jordan

7. Obviously the fact that it was a free review. I look forward to receiving any advice regarding possible improvements to the current situation I have with the three pension funds. (Then I can comment further about the service!) So far I have found nothing to dislike. Andrew Carter

8. The call that came was very timely as I was over due a pension review and just reaching the age of 55 I needed the knowledge of the new laws and how it effects me. Nigel Scott

9. Friendly approach , no pushy salesman trying to force you in to something yo do not want and very clear with his explanations,no jargon and big fancy words that make it difficult to understand.
Peter Husar

10. Finding out more about the changes to the pensions market that will take place in 2015. Paul Beevers

Ryan Mellor, Co-founder at IFA Direct Home

If you are a financial advisor and you would like to work with us, please visit RMT Direct Leads.

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